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Umbrella Coverage

What exactly is an umbrella policy? I have heard more different answers on that specific type of policy from people not in the insurance industry, than any other coverage. Umbrella Liability covers risk associated with being sued. So, maybe you have 3 cars, a boat and a home. Those are 5 different risks. 1 home, 3 cars, and 1 boat. If each of those risks have $250,000 of liability protection, (Protection if you are liable for someone’s injury or loss), and there was a loss, you have $250,000 of protection before ...

Is Your Home Protected?

Homeowners Insurance – Part One of a careful review of what you may or may not know for one of your most prized possessions and biggest assets. So, most homeowners policies have the meat and potatoes right in front of you, right? The home coverage, personal belongings, other structures (fences, detached ...